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The 2023 Budget Binderis officially here!
Don’t you just wish someone would come along beside you and tell you how to create a budget that pays your bills, help you save money, and pay off debt? Well, that’s EXACTLY what this budget binder is designed to do!
Last year, I began working on creating one of the best, most useful, and absolutely valuable budget binders for a great price.
This budget binder for 2023 is complete with all the resources, tips from me (a certified financial education instructor), and an organization system that assists our family and thousands of other families on their frugal living journey! It tells you what you need to do so you can start living the life you’ve always dreamed of living.
If you have been living paycheck to paycheck and are tired of not living your best life on a budget this 2023 Budget Binderis made for YOU.
What is The 2023 Budget Binder?
This finance binder is an amazing tool created to make budgeteasy…it’s as simple as that! The budget binder is a pdf printable of over 80 pages. You choose what pages work for you!
Get the LAAB 2023 Budget Binder Here!
What are the Benefits of using the 2023 LAAB Budget Binder?
If you’re tired of your finances being unorganized, you’re missing bill payment due dates and all of that, this LAAB Budget Binder is a great way of changing all of this! There is a complete budgeting lesson that has all the tips you’ll need to help you defeat the paycheck to paycheck cycle. Plus, there are clear instructions on how to use each budget binder sheet!
The 2023 budget binderwill help you set financial goals, track your expenses, track your income, pay off debt — all of that while creating and maintaining a consistent budget!
You will have access to everything you need to make managing money easier! Creating a budget and learning how to consistently maintain it is the best first step on your journey to frugal living.
Here’s What You’ll Need to Build Your Budget Binder For 2023!
The supply list is incredibly simple and you may already have these items lying around your house…
- 1-inchbinder or larger
- monthly index dividers
- sheet protectors (optional)
- highlighters
- pencils
- hole punch
What is included in LAAB 2023 Budget Binder?
Here is a complete list of everything included in the budget binder for 2023.When new editions are released an email will be sent to you notifying you of any updates.
- Budget Binder Cover Page
- Long-term and Short-term goals list
- Monthly Budget Worksheet
- Simplified Monthly Budget Worksheet
- Monthly Debt Repayment Worksheet
- Bills Payment Checklist
- Monthly Calendar
- Monthly Expense Tracker
- Savings Tracker
- Password Organizer
- Year-at-a-Glance Worksheet
Get the LAAB 2023 Budget Binder Here!
Free Simple Budget Template Printable
You can try our simple budget worksheet templatefor FREE. It’s a one-page printable budget worksheet from the 2023 Budget Binder and a great way to start budgeting.
It’s perfect for beginners, but to really get ahead and dump paycheck to paycheck living, I encourage you to purchase the complete budget binder.
Do I need the entire Budget Binder?
You have the freedom to work with the pages that work for you. Not everyone will need a year at a glance because you might not a long-term planner. Some of you just want to focus on this month and that’s totally fine.
I encourage you to go through the budget binder and print only the sheets that will work for you and your family. In future editions, I may add new pages that may end up working for you and you can simply add those to your budget binder at that time.
How do you Use a Budget Binder?
After you purchase the finance binder, you’ll receive an email from Sendowl containing a link to your purchase. Once you’ve downloaded the budget binder, there are a complete set of instructions and a lesson on budgeting.
The instructions will walk you through how to use each page included in the LAAB 2023 Budget Binder. Again, here are the pages, and brief instructions on what you’ll be doing with each of these pages from the binder.
1. Budget Binder Cover Page
Print this page and put it in the clear pocket of your binder. If the binder you have on hand doesn’t have a pocket, simply print it on thicker paper or use a sheet protector and put it as the first page inside of your finance binder.
2. Monthly Budget Worksheet
The most important pages in this money binder are none other than your monthly budget worksheets. That’s the whole entire purpose for a budget binder — creating a budget. Not only that, but you want to make sure the budget works for you. If the regular monthly budget worksheet is too advanced for you, no worries, check out the next worksheet that’s included as a bonus.
3. Simplified Budget Worksheet
As a bonus, you will receive a simplified one-page budget worksheet. This is great for beginners. Maybe you don’t have that many bills and you just need a simplified way of budgeting. No worries, this worksheet will definitely help.
4. Monthly Debt Repayment Worksheet
Your monthly debt repayment worksheet needs to be filled out monthly so you can take an assessment of your progress on a month to month basis. Your bill payment date could change, your balance changes, so all of those things should be notated monthly in your budget binder using this worksheet.
5. Bill Payment Checklist
Your bill payment checklist will help you make sure you never miss a payment again. Simply write the bills on the left-hand side. In the monthly columns, you will add a check once that bill has been paid or auto-debited from your account.
6. Blank Monthly Calendar
These blank monthly calendars are the perfect place to write down the due dates for your bills!
7. Monthly Expense Tracker
Your monthly expense tracker is where you can keep up with your day-to-day spending. Don’t worry — you don’t have to carry your budget binder around with you. Simply save your receipts and track those expenses every night or at the very least every week.
8. Savings Tracker
This worksheet is another highlight of the budget binder. What’s more gratifying than watching your savings grow? Set your goal and get a visual representation of your progress with the savings jar worksheet included.
9. Password Organizer
A password organizer is a place where you can keep all of your important financial log-ins and passwords. I use Lifelock now to secure my passwords so I’m not always forgetting them and worrying about creating a strong enough password. However, my husband isn’t tech-savvy and appreciates the good ole pen to paper. If you do use this worksheet, make sure you keep your budget binderin a secure place.
10. Year at a Glance Worksheet
Last, there is the year-at-a-glance worksheet where you can see the beginning and ending amounts of your checking account balances each month. It’s totally optional, but some people like a birds-eye view of their accounts, so it’s there if you need it.
Where can I get my digital pdf copy of The LAAB 2023 Budget Binder?
You can purchase a copy of the budget binder for 2023 by using this link or clicking the image above. Once your purchase is made, you will receive an email from SendOwl that includes the download link and instructions.
Reach Your Financial Goals in 2023 With This Budget Binder!
If you’re tired of living paycheck to paycheck year after year, now’s the perfect time to grab your copy of this budget binder. It’s never too late to get your finances under control and the LAAB Budget Binder is the perfect solution to make 2023 our best financial year yet.
Other Budgeting Posts You May Enjoy:
Free Budget Spreadsheet Template
How to Track Monthly Expenses So You Can Stick to Your Budget
The Best Budget Planner for Paper Lovers
Why Everyone Needs a Budget
7 Reasons You’re Living Paycheck to Paycheck (And How to Fix It)
How to Live on a Very Tight Budget
Sample Family Budget for Beginners
