Monthly Budget Planners - 20 FREE Printables | Printabulls (2024)

FAQs

Does Excel have a monthly budget template? ›

DIY with the Personal budget template

This Excel template can help you track your monthly budget by income and expenses. Input your costs and income, and any difference is calculated automatically so you can avoid shortfalls or make plans for any projected surpluses.

Put a few empty vinyl binder sleeves in the front of the binder to collect receipts. Insert your binder dividers and label them by month. Print a monthly calendar for each month and insert them in each monthly section. Create a monthly budget of your income and expenses in a spreadsheet.

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

Monthly Budget Template for Google Sheets

Google Sheets' native free monthly budget template is a user-friendly income and expense tracker. It allows you to plan and track your expenses every month, ensuring you stay on top of your financial goals.

The 70-20-10 budget formula divides your after-tax income into three buckets: 70% for living expenses, 20% for savings and debt, and 10% for additional savings and donations. By allocating your available income into these three distinct categories, you can better manage your money on a daily basis.

According to its parent company, Intuit, Mint wasn't making enough money, so Intuit began the app's closure in January.

We recommend the popular 50/30/20 budget to maximize your money. In it, you spend roughly 50% of your after-tax dollars on necessities, including debt minimum payments. No more than 30% goes to wants, and at least 20% goes to savings and additional debt payments beyond minimums. We like the simplicity of this plan.

Google Sheets has a few free budget template options for budgeting, such as an annual budget template, a monthly budget template, and an expense report.

What is a monthly budget worksheet? ›

A budget worksheet is a simple spreadsheet or chart where you can record your income, expenses and savings. Using a worksheet to track your finances offers several benefits: It tracks income and expenses in one convenient place.

1. The zero-based budget. The concept of a zero-based budgeting method is simple: Income minus expenses equals zero. This budgeting method is best for people who have a set income each month or can reasonably estimate their monthly income.

Add, remove, or modify categories in the template to reflect your specific expenses. Set realistic budget limits. Consider your income, financial goals, and spending patterns when setting budget limits for each category. Ensure that your budget is realistic and aligns with your financial circ*mstances.

Commonly Used for Personal Budgets

Many people are familiar with using Excel or Google Sheets as a budget planner because they already do this for their personal finances. For a simple budget, such as personal money management or a monthly budget for a family, Excel and other spreadsheet applications are easy to use.